On the net trading is growing on an ongoing basis inside earlier few years. Any investment dealer ought to utilize a brokerage to enter in their own share order placed.

Is there any question just how tough times are getting? If you do have questions, just turn on the television and tune into CNBC and see how the stock markets here in America as well as overseas are reacting. The stock market is not the only market that is lousy these days though. The housing market is crashing HARD and the credit market is following suite. But with hard times come opportunities. Opportunities to make money by putting on your thinking cap and finding companies that will stand the test of the economic downturn and possibly even flourish in them.

Consider than three fast food giants that are publicly traded on the New York Stock Exchange (NYSE) in McDonalds (MCD), Burger king (BKC) and Yum Brands (YUM). Now we all know who McDonalds and Burger King are, but in case you don't know, Yum Brands owns and operates fast food restaurants such as KFC, Pizza Hut, Taco Bell, Long John Silver and A&W All American Foods (source: finance.yahoo.com). It is in such tough times that these three may mot just do well, but very well.

As of this writing (October 27, 2008) the Dow and NASDAQ are nearing 5 year lows. Everything is getting sold off and I do mean everything. But these three companies seem to be holding up better than the rest of the market. McDonalds closed the day at 51.76 which is not even close to it's 52-week low of 45.79. Burger King closed the day at 17.20, which is just a tick off it's 52-week low of 17.08. Yum brands finished the day at 26.24 also nicely away from it's 52-week low of 22.51 and closed up $0.22 in a day where most of the market was down notably (source: finance.yahoo.com). While it may not seem like a ton, they are considerable off their lows (with the exception of Burger King). But it's going forward into the inevitable tougher times that these companies can really see some improvement.

After a while all the panic selling in the stock market will subside and the prudent investors will once again re-enter the stock market and seek companies that are going to make money. While the American people as a whole will spend less on things like going out to eat and entertainment, they will never the less spend money. The average family that used to go to a fancy restaurant once per week may not visit the fancy restaurant, but they still are going to want to go out. Enter fast food.

Families will view time together at McDonalds or Burger King as better than no time together at all. Besides, everyone wants a break at times from cooking. So these companies that were once considered a quick choice (and possibly the last resort), will now become the preferred (whether forced or not) dinning establishments of Americans. To those of you reading this, please do not run right out and buy the stocks that are featured in this article. Instead, do some research of your own, which may include you talking to your financial advisor. But keep in mind, with the months and possible years of hardship to come, ask yourself where you and your family will be dinning this weekend. Then remember that most of us Americans are in the same boat.

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Danny Way may not be as recognizable outside the X-games fan-base as fellow athlete Tony Hawk but his contributions to the skateboarding world have been just as important. Born April 15, 1974, in Portland Oregon, Danny began skating almost as soon as he could walk, crediting his interest in the sport to his step-father. He also participated in baseball and football but eventually his love for skateboarding won out.

On April 29 and 30, 2006 the first mega ramp (also known as "big air," although the term big air was used in competition settings before the advent of the mega ramp) competition outside the Summer X-Games was held in Mexico City. The mega-ramp consists of a choice of two drop-in ramps, one 65 feet above ground and the other 80 feet. The first descends to a 60-foot horizontal gap while the other leads skaters to a 70-foot gap and on the other side they find a 27-foot quarter pipe and the momentum, if you can stay on your feet after the landing, catapults the average skater 25 feet in the air above the top of this last ramp. 32-year-old Danny Way conjured up this behemoth, which could almost be better described as an interactive amusement park ride, suitable for only the best skateboarders in the world, in 2002, the same year he broke the world record for Longest Distance Jumped; 65 feet. It appeared for the first time in the Summer X-Games in 2004.

The mega-ramp is not the only contribution Way has made to the world of skateboarding through out his life, although it is most definitely the largest. Born in April of 1974, Danny Way was a regular visitor of the Del Mar Skateboarding Ranch by the age of six. He won the first competition he ever entered, at the age of 12, and at age 15, he won his first Vert(ical ramp) competition in Michigan. He has been a professional skater since 1988 and at 17, started his own skateboard company/team, Plan B. In addition to breaking the distance record and creating the mega-ramp, Way was also the first skateboarder to jump out of a helicopter onto a ramp, thus inventing the bomb drop (a general skateboarding term for jumping off of anything).

In 2005, Way set up a mega ramp in China, the drop-in north of the Great Wall, the quarter pipe to the south, and became the first person ever to cross the wall, aerially, without the use of a motorized device. In April, 2006, he broke the world record for highest bomb drop, jumping 82 feet and three inches into a quarter pipe, starting the fall from atop the tuning pegs of the neon Fender Stratocaster which adorns Las Vegas' Hard Rock Café.

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Stocks having low price/book rates or price/earnings quotients. In times past, worth shares get liked better common earnings when compared with growth stocks and shares (stocks together with high price/book or even P/E ratios) in a range of nations around the world

Even though the stock market gains over time, right now many people are understandably jittery about the way things are going. While there are bargain hunters out there snapping up cheap stocks, and while it is probably best in the long run to leave your retirement account alone, most people are just looking for safe ways to generate any sort of return. Here are two ways you can get a little bit ahead, even while the market is down:

1. Invest in an emergency fund

It's always a good idea to boost your emergency fund. If you have extra money, put to work for you in the safe area of cash investments. The returns are low (high yielding savings accounts are, on average, between 3.5% and 4% and the highest CDs are offering only 5%), but they are better than what the stock market is offering right now. And any growth is a good thing. Put your emergency fund in the higher yielding cash investments that you can find through online banking offers (ING, Citi and Emigrant are all good choices). You will fare much better than the less than 1% offered at traditional brick and mortar banks. Besides, such investments at least offer some hedge from inflation.

2. Pay down high interest debt

This isn't exactly an investment, but it is a good use of money. If you have credit card debt, a car loan or even a mortgage, you are paying interest at a rate that you cannot overcome in the current market or with cash investments. And now is a great time to pay down debt because the Fed rate is at a low 1.5% and could potentially go even lower. This means that variable rate debt, like home equity lines of credit (HELOCs) and most credit cards, are trending lower in terms of interest charges. More of your money will go to reducing your debt, instead of doing nothing beside pay interest. This is a great chance to pay down principal and free yourself from something that severly limits the growth of your net worth.

Even in a down economy, there are ways to use your money wisely and take advantage of the conditions that we are seeing. In fact, it is especially important that you use your money wisely right now. If you prepare for the future by shoring up your emergency fund and paying down debt, you will have less to fear from the future.

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US war on whistleblowers must end - Assange (VIDEO) — RT

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Exactly what is the actual Currency markets? It truly is the prepared system wherever everyone along with all people may sometimes obtain as well as market his or her shares or maybe gives

With the all Federal Reserve interest rate cuts lately -- and with another expected at the end of April -- it is no surprise that many people are wondering what interest rates have to do with things that affect their lives. One of these things is the stock market.

Interest rates and the stock market

It is true that interest rates do not have a direct effect on the stock market. Instead, they have an influence on the stock market. Interest rates influence the stock market in two main ways: through companies and through economic perception. The Federal Reserve sets interest rate policy regarding the rate at which banks lend money to each other. This is an important point to be made. When an interest rate cut is made, it has certain effects on the psyche of those involved.

Interest rates and their effects on companies. This is one of the ways interest rates affect the stock market. Companies can get loans at lower interest rates when a cut is made. When interest rates go up, it costs more to borrow money. This affects overhead costs. And it means that companies' profits are affected. So if interest rates go down, the thought is that companies will spend less money and therefore have higher profits. This invites investors to put their money in the stock market, and it raises the market values. Interest rate hikes, on the other hand, can have an opposite effect in some cases.

Interest rates and economic perception. Investors can get an idea of where the economy is headed due to interest rates. The perception is that when rates are cut, the economy is being stimulated and is likely to expand. In the case of the recent interest rate cuts, many perceived that the Fed was willing to do anything to help the stock market, and this meant that there were jumps in stock values directly following the rate cuts. On the other hand, interest rate hikes put a cap on economic expansion. They can also indicate inflation fears, and this can influence the stock market.

Obviously, though, interest rates are just one factor to consider in stock investing. Your decisions should not be based solely on interest rate cuts or hikes. There are many influences on the stock market, and sometimes perception can make the market behave in ways that are contrary to conventional knowledge. The stock market is unpredictable. But it is still possible to discern general trends.

Disclaimer: I am not an investment professional. This should not be construed as investment advice. All investment carries the risk of loss. Before investing, do your own research and/or consult with an investment professional.

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Guide to help stock selection trading

The trading of stocks and options has certainly met with a great deal of new enthusiasm as of late. Many people who have never hired a stock broker, or even traded a single stock for that matter, are being attracted to the option of trading online preferably than in the traditional manner. One of the main rationalities behind this is that most of the newer generation of stock traders have literally grown up using a personal computer for more or less any task for which it's able.

As you can probably guess, given the chance to utilize online option stock trading, this newer generation of investors will happily go online to trade. One of the advantages to online option stock trading is the power to see real time gains and losses of stocks being traded. This allows market savvy traders to be able to identify which way the stock prices have most potential to go. Another big advantage which online option stock trading offers is the chance for the trader to spot and foresee stock price variations. The ability to speculate when a price fluctuation will occur can greatly heighten the trader's profits.

Being able to foresee when a price fluctuation may happen can also enable investors to hold on to a stock longer than they would usually if they are anticipating a price surge. Naturally this also goes with its own risks, , if the trader has a bullish position, and if the price falls drastically instead of rising, then the investor could stand to lose a significant amount of capital. One of the main attributes of any successful investor is a good sense of timing.

Online option stock trading is available for all types of stocks. It makes no difference what type of stock that you may be interested in trading, because you'll find that online option stock trading covers all stocks. Want to trade common shares? You can trade it online. You will also find that you can trade issue stock, story stock, penny stock, treasury shares, synthetic stock, preferred shares, and widow-and-orphan stock.

Another huge advantage that online option stock trading offers investors is a rather fast and fairly cheap method to trade stocks. These trades can be made from anywhere that the investor can find an internet access, at home or on the road. Some of the online option stock trading websites also give investors a trial demo account so that they can practice trading before they invest any capital. These demo accounts also act as stock trading training, allowing the investors to see how everything works and to get comfortable with online trading.

One thing is for certain; before you begin online option stock trading, be sure you fully understand all of the inherent risks associated with online option stock trading. Always do your research before picking a stock, and if you're uncertain of your abilities, consult a broker.

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How To Locate Ge Appliance Repair Internet Promoting For Appliance Repair Techs

Although we'd been nursing along our older washing machine and dryer combo for a while, I finally realized we needed someone to repair them. Our clothes washer was totally unbalanced and our dryer was making a terrible noise. We'd had an unsatisfactory experience with one local company, Broad Ripple Appliance, so I decided to use Turner Appliance of Indianapolis.

Turner Appliance of Indianapolis offers quick service and polite employees

We use our washing machine daily and I didn't want to go for more than a week, causing laundry to pile up. Happily, Turner Appliance employees were able to schedule an appointment within two days. I was very pleased by this. To make the appointment, I simply called their phone number at (317) 788-9180. Alternately, you can check out info at their website, located here . When it comes to washer and dryer repairs, they are known for quality service and fair prices. I was about to put them to the test.

The Turner Appliance service provider, Indianapolis location, arrived promptly

I don't have much free time in my day so I hate to wait around, possibly for hours, for a service provider to show up at my home. Before arrival, an employee from Turner Appliance phoned and let me know he'd arrive in the next 15 minutes. This meant he'd be right on time! I appreciated the phone call so I could do a final check of my washing machine and dryer, just in case I'd forgotten to take any laundry from either machine.

True to his word, the Turner Appliance service provider showed up on time, shook my hand and introduced himself. He also took care to make sure his shoes were free of dirt, even though the day was warm and dry. I thought this was especially considerate of him. Not all service providers have been as careful nor have they cleaned up any dust or dirt that they tracked into our home.

Turner Appliance in Indianapolis sent a service provider who listened carefully to me

I explained my problems with both my washing machine and dryer in detail. The washing machine was completely unbalanced and leveling the legs was not solving the problem. The dryer was making a terrible noise and not drying our clothes quickly. Also, we have a strange lint trap that allows lint to fall into areas of our dryer that aren't easily reached. As the Turner Appliance repair man listened, he asked short questions, ones that I could easily answer. He clearly understood what I was saying and the situation - a noisy dryer and an equally bothersome situation with our washing machine, both needing repairs.

Turner Appliance in Indianapolis saved us money by giving simple tips on DIY repairs

When I mentioned the issues we had with our lint trap, with dust falling deep into our dryer, the service provider actually showed me how to open up the front panel on my dryer and access the clogged lint that way. No other service provider or company, including Broad Ripple Appliance, had suggested that we could handle this ourselves. By showing me this step, the Turner Appliance service provider made me feel capable of handling this issue myself, one that had been so frustrating. Lint had been getting on our clothing and I hadn't been able to get to it. Now I knew the secret!

Our washer and dryer were quickly fixed by the Turner Appliance repair man

At every point, he explained what he was doing - and why. He balanced our washing machine but did note that we might need to replace it within a year. He also showed me a nicked spot in part of our dryer, one that was contributing to the odd noise I was hearing. The noise did disappear once we got the lint trap totally cleaned out and he made sure everything was properly balanced. He also suggested we avoid fabric softener sheets, noting that they could cause lint to build up more quickly and perhaps shorten the life of our dryer. This was news to me!

Turner Appliance in Indianapolis charged a fair price

I've had service providers charge as much as $75 to come to our house, even for a quick fix. In one case, the Broad Ripple company had spent less than 5 minutes in our home but still charged a high rate. The Turner Appliance service provider only charged a flat fee of $70 for his time, yet spent hours at our home. There was also a service charge of $39.95, which I felt was very reasonable because he was driving some distance to get to our home - and gas is not cheap! The total cost? $109.95. With the added information about how to access and clean excess lint that escapes the lint trap in our dryer, I could save money in the long run and possibly minimize service calls.

The service provider from Turner Appliance discussed the pros and cons of washer and dry repair or replacement

We were never pressured to replace our washing machine or dryer. However, the repair man gave me a clear comparison of the cost of replacing various parts on our appliances compared to buying a new washer and dryer. He also discussed energy savings benefits for newer appliances. He thought our machines could last another 1-3 years or maybe even longer - with proper maintenance, including the DIY tips he'd shared. In short, there was no pressure to buy an immediate replacement, although he did make sure I knew the pros and cons of keeping an older washer and dryer. Our combo is less energy-efficient than newer ones might be.

Itemized receipts and details about washer and dryer repair made Turner Appliance, Indianapolis location, a winner!

The receipt provided by Turner Appliance in Indianapolis was much clearer to me than the one given to us by the Broad Ripple company we'd used. Work and services performed on our washing machine were clearly listed and the technician's name and receipt number was also listed. As noted above, the company advertises quality service and fair prices and my experience is that they certainly deliver on that promise - and more- by giving customers tips and information to help maintain their appliances in between service calls.

Turner Appliance in Indianapolis - services offered

Although we only had our washing machine and dryer repaired, the company can also repair refrigerators, stoves and many other appliances. Simply check out their website or call them to see if they can accommodate your needs. They offer warranties on parts and their service area can be seen here , revealing that most service charges are $39.95. If excessive travel is required, charges can be as high as $59.95 but that would only be if they were required to travel outside the major counties in the Indianapolis area.

Turner Appliances, Indianapolis location - contact info

Phone (317) 788-9180

Website: http://www.turner-appliance.com/index.html

DonetteMcclelland236@gmail.com

Knight Science Journalism Program at MIT

... among science journalists — but the new site will have more audio and video, more information on our Fellows, and a gradually-growing set of Knight Science Journalism Trackers to follow science and health news daily.

Knight Science Journalism Program at MIT

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