Making Money With a Website

(Editor’s note: Curtis Smolar is a partner at Ropers Majeski Kohn & Bentley. He submitted this column to VentureBeat.)

A reader asks: My business is in an industry where sales people and software engineers are often recruited by competitors.  How can I protect my company from being raided?

Answer: Employers use what are called restrictive covenants to protect trade secrets and prevent employees from unfairly stealing clients and/or information.  Courts heavily scrutinize these covenants so it is imperative to have a seasoned attorney assist you with writing one that will be enforceable under the laws of the state where your company is located. (Just missing a few words can create tremendous grief for an employer.)

There are a variety of these available, but let’s look at the most common:

Non-disclosure agreeements: Non-disclosure agreements (“NDAs”) are one of the most effective and commonly used solutions to this problem.  An NDA protects information that is a trade secret – data that has economic value (actual or potential) due to its exclusivity and is something you’re making efforts to keep secret.

Taking trade secrets without the owner’s consent is called misappropriation and if an employee misappropriates a trade secret, a company has the right to recover:

• Actual damages it suffers from the theft


• Repayment of the money made by the employee (or his new employer) as a result of the trade secret theft


• Injunctions requiring the return of the stolen property


• Attorney’s fees

To ensure the full protection of an NDA, you’ll need to require the employee to sign a confidentiality agreement when they come on board that defines the scope of information your company is trying to protect.  This can be anything from a company’s secret sauce to pricing, lists and business processes.

Additionally, the NDA should contain a proprietary inventions assignment agreement (PIAA), which ensures that all work products created by the employee belong to the company and not to the employee – and the employee has no right to take them when he or she leaves the company.  This can include everything from software programs to customer lists to website designs to pricing.

Covenants not to compete – Better known as non-compete agreements, the enforceability of these varies dramatically from state to state.  In the states in which they are enforceable, like New York or Massachusetts, they can be very powerful tools.  In other states, like California, they are generally prohibited.

California specifically has a statute stating that restrictive covenants not to compete are presumed invalid unless specific circumstances apply.  For example, if the owner of a company sells their business, a non-compete may be enforceable against him or her in California.

For the states where these are enforceable, there are still some restrictions based on the duration of the agreement, geographical location and the breadth of activity prohibited.

Additionally, in many cases it doesn’t matter where the agreement was entered into or what the laws are there. If the employee moves to another state, either during or after employment, things can become muddled. So, it’s best to use non-competes with great caution. They may not be as effective as you initially think.

Non-solicitation – There are basically two kinds of non-solicitation agreements – non solicitation of employees and non-solicitation of clients.

Non-solicitation of employees is generally enforceable in most states, but a non-solicitation of clients may be considered an unfair restraint on trade.  The exception in those situations is if the non-solicitation agreement is necessary to protect trade secrets.

Non-solicitation agreements are generally less onerous then covenants not to compete and typically more enforceable.

Startup owners: Got a legal question about your business? Submit it in the comments below or email Curtis directly. It could end up in an upcoming “Ask the Attorney” column.

Disclaimer: This “Ask the Attorney” post discusses general legal issues, but it does not constitute legal advice in any respect.  No reader should act or refrain from acting on the basis of any information presented herein without seeking the advice of counsel in the relevant jurisdiction.  VentureBeat, the author and the author’s firm expressly disclaim all liability in respect of any actions taken or not taken based on any contents of this post.

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"I've never made out with him," Lauren Leto told me last week, between puffs of a Parliament Light. The 24-year old brunette, rocking a little black dress and flat boots, was debunking my suspicions that she might be romancing her notoriously cute business partner, Patrick Moberg, the talented artist perhaps best known for making the website NewYorkGirlofMyDreams.com in 2008.

Leto and Moberg recently launched the well-funded start-up BNTER, a site that stores the best conversations between users and their friends. BNTER comes on the heels of Leto's big Internet hit, TextsFromLastNight.com, the website that earned her two book contracts, a TV deal, and, reportedly, lots of money. But back to girl talk: "It's the same with [Texts co-founder] Ben [Bator]," she explained. "I picked such attractive co-founders, people assume we must all be dating. But, no, no, no. We're co-employees! And the thing people don't understand is that when you're, like, writing checks with someone — when money is involved — you become so sexually unattractive to that person." She exhaled. "This is why I can never get married."

Leto was smoking outside an East Village apartment playing host to the Silicon Alley version of a singles mixer — a meet-up for users of HowAboutWe.com, the dating website Brian Schechter co-founded on Valentine's Day in 2010. Users suggest date ideas or contact people whose ideas they like. "How about we go to an underground supper club?" was among the site's most popular date ideas during its first year, so Andy and Ashley — a couple who met on How About We — decided to throw the soiree, and Apt. No. 4, a traveling group of foodie friends, worked the kitchen, supplying lobster bisque and teriyaki char and drinks. Leto was a featured single on How About We this month: She answered every question with a quote from the Kelis song "Bossy"; she said she was at the party to support Schechter and not necessarily to find a man.

Nick Gray, the quick-witted Williamsburg party boy, would have it otherwise, though. "Lauren and I haven't dated yet, but I'm trying," he told us. When Leto offered no reply, Gray joked, "Awkward ..."

How About We's Schechter, meanwhile, admitted that online dating might always carry a stigma: "People say [the stigma's] decreasing, and soon there won't be any," he told us. "But when you go onto an online dating site, in some way you're confessing, 'I don't have what I want,' which is not necessarily an attractive thing. People tend to find someone attractive who has what they want. So I wonder if it's actually a psychological or cultural or almost biological thing: 'I want the one who doesn't need.'" He added: "I do think it will become increasingly normal. It's efficient. And a site that's about having fun and not confessing, necessarily, that you don't have something you want, is more likely to attract people. You're just saying, 'I want to try new restaurants!' Etcetera." Schechter has a girlfriend who he didn't meet over the Internet, but he said he still gets several e-mails a day with the subject line "How about we ...?"

Gray is one fan of the site who hasn't had much success on it yet: "I think my date ideas are intimidating to some people," he told us. "I used to think that I was a real catch, and now I've only had three people who wanted to go on my dates. Some people write, 'How about we get high and eat pizza?' and they get, like, one hundred people interested. And I write, 'Let's go to Rio for New Year's Eve!' Or, 'Let's go to Greece and open a falafel stand!' And people are like, 'Eh. Weirdo.'"

Leto claims she doesn't send many late-night texts of her own anymore because she gets up at six every morning, "so nervous" that something might have happened overnight. Telling us she still "lives poorly," she admitted she recently got an apartment of her own in Brooklyn. "I bought furniture, and I'm an adult," she added. But of dating in New York, Leto lamented: "Everyone wants something from you."

What she wanted from me, at least half-seriously, was less attention. At one point, she pretended to have stolen my tape recorder so that I couldn't report on her any further. And when I asked too many questions, she said: "This is going to seem like navel-gazing for myself. No navel-gazing allowed!" But she's just so good at all this, I informed her, as at least half the men at the party tracked her across the room. On cue, with a seemingly legitimate confusion, she asked, "Good at what?"

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bench craft company scam

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benchcraft company scam

What Will Kill a Bull Market? Good <b>News</b> - CNBC

The best of times for the economy can be the worst of times for the stock market, and that may prove especially true in a market driven by trillions of dollars in monetary stimulus.

Yahoo! Marketing, Tech and Management in the <b>News</b> | Yahoo <b>...</b>

A trio of stories from across the globe shows Yahoo!'s leadership.

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bench craft company sales

What Will Kill a Bull Market? Good <b>News</b> - CNBC

The best of times for the economy can be the worst of times for the stock market, and that may prove especially true in a market driven by trillions of dollars in monetary stimulus.

Yahoo! Marketing, Tech and Management in the <b>News</b> | Yahoo <b>...</b>

A trio of stories from across the globe shows Yahoo!'s leadership.

How To Use Facebook&#39;s <b>News</b> Feed Filters

Facebook hasn't formally explained the latest upgrade to news feed filters, and some users are confused. Some postings describe the default settings almost like a grand conspiracy to hide updates. Let's set the record straight.

bench craft company scam

What Will Kill a Bull Market? Good <b>News</b> - CNBC

The best of times for the economy can be the worst of times for the stock market, and that may prove especially true in a market driven by trillions of dollars in monetary stimulus.

Yahoo! Marketing, Tech and Management in the <b>News</b> | Yahoo <b>...</b>

A trio of stories from across the globe shows Yahoo!'s leadership.

How To Use Facebook&#39;s <b>News</b> Feed Filters

Facebook hasn't formally explained the latest upgrade to news feed filters, and some users are confused. Some postings describe the default settings almost like a grand conspiracy to hide updates. Let's set the record straight.

bench craft company scam

What Will Kill a Bull Market? Good <b>News</b> - CNBC

The best of times for the economy can be the worst of times for the stock market, and that may prove especially true in a market driven by trillions of dollars in monetary stimulus.

Yahoo! Marketing, Tech and Management in the <b>News</b> | Yahoo <b>...</b>

A trio of stories from across the globe shows Yahoo!'s leadership.

How To Use Facebook&#39;s <b>News</b> Feed Filters

Facebook hasn't formally explained the latest upgrade to news feed filters, and some users are confused. Some postings describe the default settings almost like a grand conspiracy to hide updates. Let's set the record straight.

benchcraft company scam

What Will Kill a Bull Market? Good <b>News</b> - CNBC

The best of times for the economy can be the worst of times for the stock market, and that may prove especially true in a market driven by trillions of dollars in monetary stimulus.

Yahoo! Marketing, Tech and Management in the <b>News</b> | Yahoo <b>...</b>

A trio of stories from across the globe shows Yahoo!'s leadership.

How To Use Facebook&#39;s <b>News</b> Feed Filters

Facebook hasn't formally explained the latest upgrade to news feed filters, and some users are confused. Some postings describe the default settings almost like a grand conspiracy to hide updates. Let's set the record straight.

bench craft company sales

What Will Kill a Bull Market? Good <b>News</b> - CNBC

The best of times for the economy can be the worst of times for the stock market, and that may prove especially true in a market driven by trillions of dollars in monetary stimulus.

Yahoo! Marketing, Tech and Management in the <b>News</b> | Yahoo <b>...</b>

A trio of stories from across the globe shows Yahoo!'s leadership.

How To Use Facebook&#39;s <b>News</b> Feed Filters

Facebook hasn't formally explained the latest upgrade to news feed filters, and some users are confused. Some postings describe the default settings almost like a grand conspiracy to hide updates. Let's set the record straight.

benchcraft company scam

What Will Kill a Bull Market? Good <b>News</b> - CNBC

The best of times for the economy can be the worst of times for the stock market, and that may prove especially true in a market driven by trillions of dollars in monetary stimulus.

Yahoo! Marketing, Tech and Management in the <b>News</b> | Yahoo <b>...</b>

A trio of stories from across the globe shows Yahoo!'s leadership.

How To Use Facebook&#39;s <b>News</b> Feed Filters

Facebook hasn't formally explained the latest upgrade to news feed filters, and some users are confused. Some postings describe the default settings almost like a grand conspiracy to hide updates. Let's set the record straight.

Making Money

According to a BusinessInsider interview, Gogo in-flight wireless is doing well and just raised another $35 million in capital to keep the lights on and the in-flight Wi-Fi flowing. Aircell, Gogo’s parent company, says that the service served 3 million sessions between Thanksgiving and New Year’s. Google offered free Gogo on all flights during this period.

In-flight Internet is, in a word, great. However, I worry that it is severely hampering my movie watching time these days as I’m encouraged to write and work during flights as opposed to read magazines and watch movie’s I wouldn’t normally watch with the lady wife like The Box and Pootie Tang. Gogo is available on American, United, Delta, Virgin America, and Air Canada and airlines love it, as Dan Frommer points out, “because it’s a way to distract passengers and generate revenue at the same time — unlike installing TV sets and on-demand movies, which costs money.”

After releasing the trailer last week, timing could not be better for the launch of the first episode of our Highsnobiety TV series on the Money Making Jam Boys. Grammy Award winning artist Black Thought, gives a breakdown of the Money Making Jam Boys.

Interview by Nick Schonberger
Directed by Kellen Dengler

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What Apple&#39;s new subscription policy means for <b>news</b>: new rules <b>...</b>

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CBS <b>News</b> reporter Lara Logan sexually assaulted in Egypt - From <b>...</b>

CBS says Logan was the victim of “a brutal and sustained sexual assault and beating” while covering the events in Egypt last week.

bench craft company reviews

What Apple&#39;s new subscription policy means for <b>news</b>: new rules <b>...</b>

That means news organizations will be incentivized to convert customers they already have relationships with — a.k.a. print subscribers — into tablet-only or tablet-also readers. If you're a newspaper and you can convince your 20-year ...

Lara Logan, CBS <b>News</b> Correspondent, Sexually Assaulted in Egypt <b>...</b>

Simply put, this is horrific: CBS reporter Lara Logan has reportedly been sexually assaulted in Egypt while covering the uprising there.

CBS <b>News</b> reporter Lara Logan sexually assaulted in Egypt - From <b>...</b>

CBS says Logan was the victim of “a brutal and sustained sexual assault and beating” while covering the events in Egypt last week.

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What Apple&#39;s new subscription policy means for <b>news</b>: new rules <b>...</b>

That means news organizations will be incentivized to convert customers they already have relationships with — a.k.a. print subscribers — into tablet-only or tablet-also readers. If you're a newspaper and you can convince your 20-year ...

Lara Logan, CBS <b>News</b> Correspondent, Sexually Assaulted in Egypt <b>...</b>

Simply put, this is horrific: CBS reporter Lara Logan has reportedly been sexually assaulted in Egypt while covering the uprising there.

CBS <b>News</b> reporter Lara Logan sexually assaulted in Egypt - From <b>...</b>

CBS says Logan was the victim of “a brutal and sustained sexual assault and beating” while covering the events in Egypt last week.

bench craft company credit card

What Apple&#39;s new subscription policy means for <b>news</b>: new rules <b>...</b>

That means news organizations will be incentivized to convert customers they already have relationships with — a.k.a. print subscribers — into tablet-only or tablet-also readers. If you're a newspaper and you can convince your 20-year ...

Lara Logan, CBS <b>News</b> Correspondent, Sexually Assaulted in Egypt <b>...</b>

Simply put, this is horrific: CBS reporter Lara Logan has reportedly been sexually assaulted in Egypt while covering the uprising there.

CBS <b>News</b> reporter Lara Logan sexually assaulted in Egypt - From <b>...</b>

CBS says Logan was the victim of “a brutal and sustained sexual assault and beating” while covering the events in Egypt last week.

bench craft company me

What Apple&#39;s new subscription policy means for <b>news</b>: new rules <b>...</b>

That means news organizations will be incentivized to convert customers they already have relationships with — a.k.a. print subscribers — into tablet-only or tablet-also readers. If you're a newspaper and you can convince your 20-year ...

Lara Logan, CBS <b>News</b> Correspondent, Sexually Assaulted in Egypt <b>...</b>

Simply put, this is horrific: CBS reporter Lara Logan has reportedly been sexually assaulted in Egypt while covering the uprising there.

CBS <b>News</b> reporter Lara Logan sexually assaulted in Egypt - From <b>...</b>

CBS says Logan was the victim of “a brutal and sustained sexual assault and beating” while covering the events in Egypt last week.

bench craft company me

What Apple&#39;s new subscription policy means for <b>news</b>: new rules <b>...</b>

That means news organizations will be incentivized to convert customers they already have relationships with — a.k.a. print subscribers — into tablet-only or tablet-also readers. If you're a newspaper and you can convince your 20-year ...

Lara Logan, CBS <b>News</b> Correspondent, Sexually Assaulted in Egypt <b>...</b>

Simply put, this is horrific: CBS reporter Lara Logan has reportedly been sexually assaulted in Egypt while covering the uprising there.

CBS <b>News</b> reporter Lara Logan sexually assaulted in Egypt - From <b>...</b>

CBS says Logan was the victim of “a brutal and sustained sexual assault and beating” while covering the events in Egypt last week.

bench craft company me

What Apple&#39;s new subscription policy means for <b>news</b>: new rules <b>...</b>

That means news organizations will be incentivized to convert customers they already have relationships with — a.k.a. print subscribers — into tablet-only or tablet-also readers. If you're a newspaper and you can convince your 20-year ...

Lara Logan, CBS <b>News</b> Correspondent, Sexually Assaulted in Egypt <b>...</b>

Simply put, this is horrific: CBS reporter Lara Logan has reportedly been sexually assaulted in Egypt while covering the uprising there.

CBS <b>News</b> reporter Lara Logan sexually assaulted in Egypt - From <b>...</b>

CBS says Logan was the victim of “a brutal and sustained sexual assault and beating” while covering the events in Egypt last week.

bench craft company credit card

What Apple&#39;s new subscription policy means for <b>news</b>: new rules <b>...</b>

That means news organizations will be incentivized to convert customers they already have relationships with — a.k.a. print subscribers — into tablet-only or tablet-also readers. If you're a newspaper and you can convince your 20-year ...

Lara Logan, CBS <b>News</b> Correspondent, Sexually Assaulted in Egypt <b>...</b>

Simply put, this is horrific: CBS reporter Lara Logan has reportedly been sexually assaulted in Egypt while covering the uprising there.

CBS <b>News</b> reporter Lara Logan sexually assaulted in Egypt - From <b>...</b>

CBS says Logan was the victim of “a brutal and sustained sexual assault and beating” while covering the events in Egypt last week.

Making Money Opportunities

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Perfect Perfume - a video for Valentine's Day - A bit of fun for Valentine's Day as the team combinesto ...

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If you’re a writer, you’ve hopefully made plans for making money doing that which you love to do – writing.

For freelancers, making money writing is a very satisfying experience. Getting published, without pay, has its benefits, like getting your name out there, but there’s nothing more fulfilling than actually being compensated for your writing. Here are some ideas to help get you jump started.

? Blogging. Hopefully you’ve got a blog. One example of a site that pays bloggers is www.Blogit.com. It does cost money to join, however. From there, expand your horizons by doing an online search for paid blogging sites you can write for. Gather three or four of your best blog samples and start your “employment file” on your hard drive. In it you’ll include your resume, a cover letter, a bio, and writing samples. When something comes available, all you’ll have to do is refer to your folder on your hard drive.

? Sending articles out. Purchase the 2006 Writer’s Market book or get an online subscription. Study the market and prepare some articles to send out. If you’re like me, and hate waiting, choose markets that don’t require a query letter, but will accept unsolicited articles by email. If you’re more patient, prepare some query letters and get going!

? Greeting card writing. If you have a knack for poetry, you may just be ripe for writing greeting card content. Study the market and send out samples. American Greetings, Blue Mountain and others are waiting for fresh voices and new ideas.

? Community and local papers. Check out newspapers and publications in your city that might be hiring. Let them know you’re a freelancer and would like a chance to pitch article ideas to the editor. Prepare your samples and you may just be given a chance.

? Promote yourself to businesses. Small businesses in your areas or even online may need a professional writer and consultant to help them get going. Place a small classified ad in a paper or send out postcards to local businesses.

? Get your own website. If you’ve always thought about it, but haven’t yet taken the step, now is the time. A website complements whatever else you’re already doing in promoting yourself; but it’s not an end-all. On it you can feature your portfolio, and offer a variety of services and products. I can help you develop a website. The costs to consider, through me and my associates, are as follow:

Domain registration and setup - $50 or so
Hosting: $10 a month
Web design: $300 for three pages (additional pages are $75)
Web maintenance: $35 a month
Shopping carts vary in cost.
Email me for details at arialstarr@aol.com

? Online writing opportunities. There are many websites that need people to write and edit content. Check out various writing sites for various advertised opportunities. If you go to my links page on my website, you’ll find a list of these writing resources: www.kcnet.com/writersplace

? Contact advertising agencies in your area. Let them know you’re a freelance writer and would like to help them out with projects. Send them your resume and some samples and any other materials that might give them an idea of what you’re qualified to do.

? Expand your creativity beyond just writing. Most of you have other talents besides writing. Some of you are artists, photographers, computer programmers, web designers, and PR specialists. Offer any and all these services on a freelance basis. Don’t limit yourself. You may feel you’re not “professional” enough, but some people have no experience at all and could benefit from your knowledge and skills.

The potential for making money freelancing is there. It just requires a little creative thinking, planning, motivation and confidence. Now is the perfect time to implement your freelance plan. Don’t hesitate any longer. Get started!!

personal finance and budgeting

A new year often means lofty resolutions, especially when it comes to planning and maintaining a travel budget.



Though there are many personal-finance sites and software out there, this year I'm resolving to use Mint.com's free online tool. You can create plans for saving toward retirement and buying a house, but I'll be primarily using the site for its Travel Goals, which help you set -- and stick to -- realistic travel budgets.



And though the tool obviously doesn't do the hardest part (you still have to save the money), it does track how far or close you are to achieving your Travel Goal.



For example, say you want to go to Hawaii for a week this summer. Once you create a budget by filling in the estimates for airfare, hotel, meals, and other expenses, you can then specify how much you will contribute to that Travel Goal each month.



If you underestimate how much you'd need to save per month, the online tool points out: "Oh no! You aren't saving enough each month to reach your goal on time." The tool then offers you two ways to fix your Travel Goal: increase your monthly contribution in order to reach your desired travel date or postpone your planned date to fit your monthly contribution.



If you stay on track with saving the specified amount each month, Mint.com's budgeting tool highlights (and adjusts) the projected date of when you can afford to take the trip. Save more, and you could afford to take your trip a month or two earlier.



But if you slack on your monthly savings, the date will be pushed back -- a reality check and an instant motivator. Once you mentally equate an unnecessary clothing purchase or an impulse buy to the consequence of delaying your trip by a month, saving becomes a little more real.



Granted, most people will buy plane tickets and reserve hotels with a credit card several months before actually taking the trip; the tool helps track if you'll be able to easily pay it all off after your trip. After all, nothing ruins a vacation more than coming home to bills that you're not financially prepared to handle.



To fund my travels this year, I've linked my Mint.com account to an ING Savings Account labeled Travel Fund.



How do you stay on track with saving up for a vacation?



[flickr image via epSoS.de]

Gallery: How to create a realistic travel budget

A new year often means lofty resolutions, especially when it comes to planning and maintaining a travel budget.



Though there are many personal-finance sites and software out there, this year I'm resolving to use Mint.com's free online tool. You can create plans for saving toward retirement and buying a house, but I'll be primarily using the site for its Travel Goals, which help you set -- and stick to -- realistic travel budgets.



And though the tool obviously doesn't do the hardest part (you still have to save the money), it does track how far or close you are to achieving your Travel Goal.



For example, say you want to go to Hawaii for a week this summer. Once you create a budget by filling in the estimates for airfare, hotel, meals, and other expenses, you can then specify how much you will contribute to that Travel Goal each month.



If you underestimate how much you'd need to save per month, the online tool points out: "Oh no! You aren't saving enough each month to reach your goal on time." The tool then offers you two ways to fix your Travel Goal: increase your monthly contribution in order to reach your desired travel date or postpone your planned date to fit your monthly contribution.



If you stay on track with saving the specified amount each month, Mint.com's budgeting tool highlights (and adjusts) the projected date of when you can afford to take the trip. Save more, and you could afford to take your trip a month or two earlier.



But if you slack on your monthly savings, the date will be pushed back -- a reality check and an instant motivator. Once you mentally equate an unnecessary clothing purchase or an impulse buy to the consequence of delaying your trip by a month, saving becomes a little more real.



Granted, most people will buy plane tickets and reserve hotels with a credit card several months before actually taking the trip; the tool helps track if you'll be able to easily pay it all off after your trip. After all, nothing ruins a vacation more than coming home to bills that you're not financially prepared to handle.



To fund my travels this year, I've linked my Mint.com account to an ING Savings Account labeled Travel Fund.



How do you stay on track with saving up for a vacation?



[flickr image via epSoS.de]

Gallery: How to create a realistic travel budget

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Report: More than 700 children died in Afghan conflict in 2010 <b>...</b>

KABUL (BNO NEWS) -- More than 700 children lost their lives in conflict-related security incidents in Afghanistan in 2010, according to figures compiled in an annual report of the Afghanistan Rights Monitor (ARM). ...

Jeff Fager, David Rhodes, Sean McManus Shuffled at CBS <b>News</b>: What <b>...</b>

In a surprise even to insiders, 60 Minutes executive producer Jeff Fager will lead the news division, along with Bloomberg's David Rhodes. Howard Kurtz on the back story—and what it spells for Katie Couric.

CBS <b>News</b> Restructures Management Team : TVBizwire : TVWeek <b>...</b>

CBS announced a number of changes today among the top management team for CBS News, with Jeff Fager taking over as chairman of the division, a newly created position. The company is also bringing in a new face, David Rhodes, ...

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A new year often means lofty resolutions, especially when it comes to planning and maintaining a travel budget.



Though there are many personal-finance sites and software out there, this year I'm resolving to use Mint.com's free online tool. You can create plans for saving toward retirement and buying a house, but I'll be primarily using the site for its Travel Goals, which help you set -- and stick to -- realistic travel budgets.



And though the tool obviously doesn't do the hardest part (you still have to save the money), it does track how far or close you are to achieving your Travel Goal.



For example, say you want to go to Hawaii for a week this summer. Once you create a budget by filling in the estimates for airfare, hotel, meals, and other expenses, you can then specify how much you will contribute to that Travel Goal each month.



If you underestimate how much you'd need to save per month, the online tool points out: "Oh no! You aren't saving enough each month to reach your goal on time." The tool then offers you two ways to fix your Travel Goal: increase your monthly contribution in order to reach your desired travel date or postpone your planned date to fit your monthly contribution.



If you stay on track with saving the specified amount each month, Mint.com's budgeting tool highlights (and adjusts) the projected date of when you can afford to take the trip. Save more, and you could afford to take your trip a month or two earlier.



But if you slack on your monthly savings, the date will be pushed back -- a reality check and an instant motivator. Once you mentally equate an unnecessary clothing purchase or an impulse buy to the consequence of delaying your trip by a month, saving becomes a little more real.



Granted, most people will buy plane tickets and reserve hotels with a credit card several months before actually taking the trip; the tool helps track if you'll be able to easily pay it all off after your trip. After all, nothing ruins a vacation more than coming home to bills that you're not financially prepared to handle.



To fund my travels this year, I've linked my Mint.com account to an ING Savings Account labeled Travel Fund.



How do you stay on track with saving up for a vacation?



[flickr image via epSoS.de]

Gallery: How to create a realistic travel budget

A new year often means lofty resolutions, especially when it comes to planning and maintaining a travel budget.



Though there are many personal-finance sites and software out there, this year I'm resolving to use Mint.com's free online tool. You can create plans for saving toward retirement and buying a house, but I'll be primarily using the site for its Travel Goals, which help you set -- and stick to -- realistic travel budgets.



And though the tool obviously doesn't do the hardest part (you still have to save the money), it does track how far or close you are to achieving your Travel Goal.



For example, say you want to go to Hawaii for a week this summer. Once you create a budget by filling in the estimates for airfare, hotel, meals, and other expenses, you can then specify how much you will contribute to that Travel Goal each month.



If you underestimate how much you'd need to save per month, the online tool points out: "Oh no! You aren't saving enough each month to reach your goal on time." The tool then offers you two ways to fix your Travel Goal: increase your monthly contribution in order to reach your desired travel date or postpone your planned date to fit your monthly contribution.



If you stay on track with saving the specified amount each month, Mint.com's budgeting tool highlights (and adjusts) the projected date of when you can afford to take the trip. Save more, and you could afford to take your trip a month or two earlier.



But if you slack on your monthly savings, the date will be pushed back -- a reality check and an instant motivator. Once you mentally equate an unnecessary clothing purchase or an impulse buy to the consequence of delaying your trip by a month, saving becomes a little more real.



Granted, most people will buy plane tickets and reserve hotels with a credit card several months before actually taking the trip; the tool helps track if you'll be able to easily pay it all off after your trip. After all, nothing ruins a vacation more than coming home to bills that you're not financially prepared to handle.



To fund my travels this year, I've linked my Mint.com account to an ING Savings Account labeled Travel Fund.



How do you stay on track with saving up for a vacation?



[flickr image via epSoS.de]

Gallery: How to create a realistic travel budget

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Report: More than 700 children died in Afghan conflict in 2010 <b>...</b>

KABUL (BNO NEWS) -- More than 700 children lost their lives in conflict-related security incidents in Afghanistan in 2010, according to figures compiled in an annual report of the Afghanistan Rights Monitor (ARM). ...

Jeff Fager, David Rhodes, Sean McManus Shuffled at CBS <b>News</b>: What <b>...</b>

In a surprise even to insiders, 60 Minutes executive producer Jeff Fager will lead the news division, along with Bloomberg's David Rhodes. Howard Kurtz on the back story—and what it spells for Katie Couric.

CBS <b>News</b> Restructures Management Team : TVBizwire : TVWeek <b>...</b>

CBS announced a number of changes today among the top management team for CBS News, with Jeff Fager taking over as chairman of the division, a newly created position. The company is also bringing in a new face, David Rhodes, ...

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Report: More than 700 children died in Afghan conflict in 2010 <b>...</b>

KABUL (BNO NEWS) -- More than 700 children lost their lives in conflict-related security incidents in Afghanistan in 2010, according to figures compiled in an annual report of the Afghanistan Rights Monitor (ARM). ...

Jeff Fager, David Rhodes, Sean McManus Shuffled at CBS <b>News</b>: What <b>...</b>

In a surprise even to insiders, 60 Minutes executive producer Jeff Fager will lead the news division, along with Bloomberg's David Rhodes. Howard Kurtz on the back story—and what it spells for Katie Couric.

CBS <b>News</b> Restructures Management Team : TVBizwire : TVWeek <b>...</b>

CBS announced a number of changes today among the top management team for CBS News, with Jeff Fager taking over as chairman of the division, a newly created position. The company is also bringing in a new face, David Rhodes, ...

bench craft company

A new year often means lofty resolutions, especially when it comes to planning and maintaining a travel budget.



Though there are many personal-finance sites and software out there, this year I'm resolving to use Mint.com's free online tool. You can create plans for saving toward retirement and buying a house, but I'll be primarily using the site for its Travel Goals, which help you set -- and stick to -- realistic travel budgets.



And though the tool obviously doesn't do the hardest part (you still have to save the money), it does track how far or close you are to achieving your Travel Goal.



For example, say you want to go to Hawaii for a week this summer. Once you create a budget by filling in the estimates for airfare, hotel, meals, and other expenses, you can then specify how much you will contribute to that Travel Goal each month.



If you underestimate how much you'd need to save per month, the online tool points out: "Oh no! You aren't saving enough each month to reach your goal on time." The tool then offers you two ways to fix your Travel Goal: increase your monthly contribution in order to reach your desired travel date or postpone your planned date to fit your monthly contribution.



If you stay on track with saving the specified amount each month, Mint.com's budgeting tool highlights (and adjusts) the projected date of when you can afford to take the trip. Save more, and you could afford to take your trip a month or two earlier.



But if you slack on your monthly savings, the date will be pushed back -- a reality check and an instant motivator. Once you mentally equate an unnecessary clothing purchase or an impulse buy to the consequence of delaying your trip by a month, saving becomes a little more real.



Granted, most people will buy plane tickets and reserve hotels with a credit card several months before actually taking the trip; the tool helps track if you'll be able to easily pay it all off after your trip. After all, nothing ruins a vacation more than coming home to bills that you're not financially prepared to handle.



To fund my travels this year, I've linked my Mint.com account to an ING Savings Account labeled Travel Fund.



How do you stay on track with saving up for a vacation?



[flickr image via epSoS.de]

Gallery: How to create a realistic travel budget

A new year often means lofty resolutions, especially when it comes to planning and maintaining a travel budget.



Though there are many personal-finance sites and software out there, this year I'm resolving to use Mint.com's free online tool. You can create plans for saving toward retirement and buying a house, but I'll be primarily using the site for its Travel Goals, which help you set -- and stick to -- realistic travel budgets.



And though the tool obviously doesn't do the hardest part (you still have to save the money), it does track how far or close you are to achieving your Travel Goal.



For example, say you want to go to Hawaii for a week this summer. Once you create a budget by filling in the estimates for airfare, hotel, meals, and other expenses, you can then specify how much you will contribute to that Travel Goal each month.



If you underestimate how much you'd need to save per month, the online tool points out: "Oh no! You aren't saving enough each month to reach your goal on time." The tool then offers you two ways to fix your Travel Goal: increase your monthly contribution in order to reach your desired travel date or postpone your planned date to fit your monthly contribution.



If you stay on track with saving the specified amount each month, Mint.com's budgeting tool highlights (and adjusts) the projected date of when you can afford to take the trip. Save more, and you could afford to take your trip a month or two earlier.



But if you slack on your monthly savings, the date will be pushed back -- a reality check and an instant motivator. Once you mentally equate an unnecessary clothing purchase or an impulse buy to the consequence of delaying your trip by a month, saving becomes a little more real.



Granted, most people will buy plane tickets and reserve hotels with a credit card several months before actually taking the trip; the tool helps track if you'll be able to easily pay it all off after your trip. After all, nothing ruins a vacation more than coming home to bills that you're not financially prepared to handle.



To fund my travels this year, I've linked my Mint.com account to an ING Savings Account labeled Travel Fund.



How do you stay on track with saving up for a vacation?



[flickr image via epSoS.de]

Gallery: How to create a realistic travel budget

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Report: More than 700 children died in Afghan conflict in 2010 <b>...</b>

KABUL (BNO NEWS) -- More than 700 children lost their lives in conflict-related security incidents in Afghanistan in 2010, according to figures compiled in an annual report of the Afghanistan Rights Monitor (ARM). ...

Jeff Fager, David Rhodes, Sean McManus Shuffled at CBS <b>News</b>: What <b>...</b>

In a surprise even to insiders, 60 Minutes executive producer Jeff Fager will lead the news division, along with Bloomberg's David Rhodes. Howard Kurtz on the back story—and what it spells for Katie Couric.

CBS <b>News</b> Restructures Management Team : TVBizwire : TVWeek <b>...</b>

CBS announced a number of changes today among the top management team for CBS News, with Jeff Fager taking over as chairman of the division, a newly created position. The company is also bringing in a new face, David Rhodes, ...

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Report: More than 700 children died in Afghan conflict in 2010 <b>...</b>

KABUL (BNO NEWS) -- More than 700 children lost their lives in conflict-related security incidents in Afghanistan in 2010, according to figures compiled in an annual report of the Afghanistan Rights Monitor (ARM). ...

Jeff Fager, David Rhodes, Sean McManus Shuffled at CBS <b>News</b>: What <b>...</b>

In a surprise even to insiders, 60 Minutes executive producer Jeff Fager will lead the news division, along with Bloomberg's David Rhodes. Howard Kurtz on the back story—and what it spells for Katie Couric.

CBS <b>News</b> Restructures Management Team : TVBizwire : TVWeek <b>...</b>

CBS announced a number of changes today among the top management team for CBS News, with Jeff Fager taking over as chairman of the division, a newly created position. The company is also bringing in a new face, David Rhodes, ...

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Report: More than 700 children died in Afghan conflict in 2010 <b>...</b>

KABUL (BNO NEWS) -- More than 700 children lost their lives in conflict-related security incidents in Afghanistan in 2010, according to figures compiled in an annual report of the Afghanistan Rights Monitor (ARM). ...

Jeff Fager, David Rhodes, Sean McManus Shuffled at CBS <b>News</b>: What <b>...</b>

In a surprise even to insiders, 60 Minutes executive producer Jeff Fager will lead the news division, along with Bloomberg's David Rhodes. Howard Kurtz on the back story—and what it spells for Katie Couric.

CBS <b>News</b> Restructures Management Team : TVBizwire : TVWeek <b>...</b>

CBS announced a number of changes today among the top management team for CBS News, with Jeff Fager taking over as chairman of the division, a newly created position. The company is also bringing in a new face, David Rhodes, ...

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Report: More than 700 children died in Afghan conflict in 2010 <b>...</b>

KABUL (BNO NEWS) -- More than 700 children lost their lives in conflict-related security incidents in Afghanistan in 2010, according to figures compiled in an annual report of the Afghanistan Rights Monitor (ARM). ...

Jeff Fager, David Rhodes, Sean McManus Shuffled at CBS <b>News</b>: What <b>...</b>

In a surprise even to insiders, 60 Minutes executive producer Jeff Fager will lead the news division, along with Bloomberg's David Rhodes. Howard Kurtz on the back story—and what it spells for Katie Couric.

CBS <b>News</b> Restructures Management Team : TVBizwire : TVWeek <b>...</b>

CBS announced a number of changes today among the top management team for CBS News, with Jeff Fager taking over as chairman of the division, a newly created position. The company is also bringing in a new face, David Rhodes, ...

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Report: More than 700 children died in Afghan conflict in 2010 <b>...</b>

KABUL (BNO NEWS) -- More than 700 children lost their lives in conflict-related security incidents in Afghanistan in 2010, according to figures compiled in an annual report of the Afghanistan Rights Monitor (ARM). ...

Jeff Fager, David Rhodes, Sean McManus Shuffled at CBS <b>News</b>: What <b>...</b>

In a surprise even to insiders, 60 Minutes executive producer Jeff Fager will lead the news division, along with Bloomberg's David Rhodes. Howard Kurtz on the back story—and what it spells for Katie Couric.

CBS <b>News</b> Restructures Management Team : TVBizwire : TVWeek <b>...</b>

CBS announced a number of changes today among the top management team for CBS News, with Jeff Fager taking over as chairman of the division, a newly created position. The company is also bringing in a new face, David Rhodes, ...

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It lures seductively only to leave me hanging when I most need it. It gives me what I want, but only conditionally. It only comes around after I've toiled for eighty hours, and even then it's usually gone before I see any of it. Based on the headlines, blogs, and personal stories I've read and heard, I know I'm not the only one with this kind of love hate relationship with money.

Personal finance and I have never seen eye to eye. I passed Consumer's Education in high school. I know how to balance a checkbook, use a credit card, and apply for a loan. To some extent, I even know how to budget (though it took me awhile to figure that part out).

I also know how to justify buying something I want, how to "fix" the figures in my head to fool myself into thinking I won't overdraft, how to ignore bills until the very last minute, and how to sell things to make ends meet after my irresponsibility has caught up with me. No groceries in the house until payday? That's okay, I have some DVDs I can sell. It'll be fine.

One would think that by now I would have learned my lesson. The truth is that I've learned a lot of lessons. It doesn't feel like it. When I'm praying that my overdraft credit at the bank will cover what I'm short in rent, it sounds like I'm still just as stuck in financial stupidity as I was the day I moved out of my parent's house. But I really have learned a few things along the way about finances and myself.

Then and Now

There was a year in college when I survived with just one on-campus job. I should have enjoyed it more. It seems like every year since then has been harder. I'm making more money now than I ever did in the past. I'm also spending more, not only in bills, but in entertainment items that I probably don't need.

Back then, money was spent on pizza delivery, party alcohol, movies, and the occasional trip to an out-of-town hockey game. Now it goes to rent, car payment and insurance, and student loans. It keeps the internet on, feeds the puppy, does laundry, and puts meals in the house.

At one point, I thought I could handle a credit card. A shopping spree and two plane tickets later, I've learned my lesson. The only credit card I own is my bank debit card. I went through my "too proud" phase, where assistance of any sort was just something I wouldn't do. Now I'm okay with applying for help, as long as I know I'm doing everything I can to help myself first.

I wish financial knowledge was a before and after thing, but it's not. While I've learned a lot over the past decade, I still struggle. I always look for new ways to cut corners while at the same time trying to keep myself from purchasing all the "wants" that are not necessarily "needs." I could read books, surf websites, and talk to as many financial advisors as I want. For me, daily financial planning is about common sense, even if I do still fail to exercise that option at times.

What I've Learned

If anything, the whole financial journey has been a learning experience for me. I won't lie; there are a few offenses I seem to keep repeating. But the little things that I've picked up are where most of my improvement has been made. All of those little things have added up to teach me three big things about my overall personal finance picture.

1. I've learned that it's probably better to talk to someone if you're in a jam. I don't think I'm the only one who tends to ignore bill collector calls if I don't have the money ready to appease them. But if there's an issue with rent, I find it's better to talk to the landlord than to wait for an eviction notice on the door. Trust me, this isn't easy. I get scared when that time comes. Are they going to yell at me? Are they going to tell me I'm a horrible person because I can't pay all my rent this month? I think there might be some landlords out there who have the potential to do that. But I believe a lot of them would rather have the communication. Last year there was a problem with rent. Instead of not paying, I explained the issue and asked for an extension. Come to find out, we were able to post date a check without incurring any extra late fees simply because we took the time to talk to the rental company.

2. I've learned that no matter how bad things are, being proactive, even if it's just doing one thing to better the situation, can help. When the going gets rough, my depression sets in. It's easier to curl up and ignore the world in front of the TV then it is to face the facts that I'm broke. But sitting around doing nothing only feeds the nasty depression cycle. In my last budgeting faux pas, in which I realized I was coming up short for a couple big bills, I forced myself off the couch. Instead of pretending there was not a problem, I began working out a budgeted grocery list and a plan of how to take care of the bills over the next few weeks. I formulated a letter asking for a payment plan from our landlords, and I listed several things to sell in order to help fill in the gaps where money was short. Even though none of these things yielded an instant solution to my plan, it gave me a sense of control and brought me out of my feeling of helplessness.

3. I've learned that there is always a solution, though it might not be the one I want. Some solutions involve payment plans for past due bills. For things like groceries and living necessities, the solution often lies in planning and finding the lowest cost of everything, even if it's only by a few cents. Sometimes the solution is in giving up a vacation I want to take or having cable TV shut off. Right now, the solution to paying bills is to find the cheapest meals possible and to give up soda. Solutions come in many packages, most of which aren't going to be fun or easy, but they will help you get back on track to where you want your finances to be.

Do I Thrive on Financial Stress?

You would think with all the things I should be doing and don't that I get a weird kick out of being stressed about money and bills. I've even heard it said that people will subconsciously put themselves into financial jeopardy because of the thrill of the stress.

Financial stress to me is about as thrilling as a root canal. In fact, I'd rather have a root canal because that sort of stress only lasts for a little bit. My problem is the importance I place on instant gratification. When I want something, I tend to forget that the money I'm spending was supposed to pay the electric bill.

Trust me, if I wanted to thrive on financial stress, I would have aimed for a job on Wall Street.

But I do believe that financial stress has its place. It's helped me learn things, even things I don't put into practice. It keeps me in line and keeps me from continuing my bad spending when I'm already in the hole. It keeps me out of casinos and it gives me the chance to explore free and low-cost options for entertainment. It also gives me a sense of accomplishment when I solve my financial issues, and when I can finally afford to do or have something I've been wanting, it makes acquiring it that much sweeter.

While this article has been about me, don't read it as a diary entry into my life. See what I've learned and apply it to your own life. Take a look at the big picture and figure out your own personal finance story. At the very minimum, realize that if you're struggling along and having a tough time keeping your money in order, you're definitely not alone.

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Olbermann to become “chief <b>news</b> officer” of Al Gore&#39;s cable <b>...</b>

Becoming chief news officer of Current TV is hardly a good trade for the prime-time position at MSNBC, and while some of his viewers will seek him out, most of them will probably stay put with Larry O'Donnell. ...

Bad <b>news</b>: Centrist group collapses after party is captured by <b>...</b>

In other “centrist Democrats imploding” news, Jane Harman announced today that she's quitting Congress, which almost certainly means she'll be replaced by someone more liberal, and Heath Shuler turned up on Scarborough's show to confirm ...

Yahoo Prepping Personalized Mobile <b>News</b> Platform

Yahoo is reportedly preparing to launch a new publishing platform next week which will deliver personalized news content to mobile devices. The content will come from users' social ...

surface encounters

Olbermann to become “chief <b>news</b> officer” of Al Gore&#39;s cable <b>...</b>

Becoming chief news officer of Current TV is hardly a good trade for the prime-time position at MSNBC, and while some of his viewers will seek him out, most of them will probably stay put with Larry O'Donnell. ...

Bad <b>news</b>: Centrist group collapses after party is captured by <b>...</b>

In other “centrist Democrats imploding” news, Jane Harman announced today that she's quitting Congress, which almost certainly means she'll be replaced by someone more liberal, and Heath Shuler turned up on Scarborough's show to confirm ...

Yahoo Prepping Personalized Mobile <b>News</b> Platform

Yahoo is reportedly preparing to launch a new publishing platform next week which will deliver personalized news content to mobile devices. The content will come from users' social ...

surface encounters

Olbermann to become “chief <b>news</b> officer” of Al Gore&#39;s cable <b>...</b>

Becoming chief news officer of Current TV is hardly a good trade for the prime-time position at MSNBC, and while some of his viewers will seek him out, most of them will probably stay put with Larry O'Donnell. ...

Bad <b>news</b>: Centrist group collapses after party is captured by <b>...</b>

In other “centrist Democrats imploding” news, Jane Harman announced today that she's quitting Congress, which almost certainly means she'll be replaced by someone more liberal, and Heath Shuler turned up on Scarborough's show to confirm ...

Yahoo Prepping Personalized Mobile <b>News</b> Platform

Yahoo is reportedly preparing to launch a new publishing platform next week which will deliver personalized news content to mobile devices. The content will come from users' social ...

surface encounters

Olbermann to become “chief <b>news</b> officer” of Al Gore&#39;s cable <b>...</b>

Becoming chief news officer of Current TV is hardly a good trade for the prime-time position at MSNBC, and while some of his viewers will seek him out, most of them will probably stay put with Larry O'Donnell. ...

Bad <b>news</b>: Centrist group collapses after party is captured by <b>...</b>

In other “centrist Democrats imploding” news, Jane Harman announced today that she's quitting Congress, which almost certainly means she'll be replaced by someone more liberal, and Heath Shuler turned up on Scarborough's show to confirm ...

Yahoo Prepping Personalized Mobile <b>News</b> Platform

Yahoo is reportedly preparing to launch a new publishing platform next week which will deliver personalized news content to mobile devices. The content will come from users' social ...

surface encounters

Olbermann to become “chief <b>news</b> officer” of Al Gore&#39;s cable <b>...</b>

Becoming chief news officer of Current TV is hardly a good trade for the prime-time position at MSNBC, and while some of his viewers will seek him out, most of them will probably stay put with Larry O'Donnell. ...

Bad <b>news</b>: Centrist group collapses after party is captured by <b>...</b>

In other “centrist Democrats imploding” news, Jane Harman announced today that she's quitting Congress, which almost certainly means she'll be replaced by someone more liberal, and Heath Shuler turned up on Scarborough's show to confirm ...

Yahoo Prepping Personalized Mobile <b>News</b> Platform

Yahoo is reportedly preparing to launch a new publishing platform next week which will deliver personalized news content to mobile devices. The content will come from users' social ...

surface encounters

Olbermann to become “chief <b>news</b> officer” of Al Gore&#39;s cable <b>...</b>

Becoming chief news officer of Current TV is hardly a good trade for the prime-time position at MSNBC, and while some of his viewers will seek him out, most of them will probably stay put with Larry O'Donnell. ...

Bad <b>news</b>: Centrist group collapses after party is captured by <b>...</b>

In other “centrist Democrats imploding” news, Jane Harman announced today that she's quitting Congress, which almost certainly means she'll be replaced by someone more liberal, and Heath Shuler turned up on Scarborough's show to confirm ...

Yahoo Prepping Personalized Mobile <b>News</b> Platform

Yahoo is reportedly preparing to launch a new publishing platform next week which will deliver personalized news content to mobile devices. The content will come from users' social ...

surface encounters

Olbermann to become “chief <b>news</b> officer” of Al Gore&#39;s cable <b>...</b>

Becoming chief news officer of Current TV is hardly a good trade for the prime-time position at MSNBC, and while some of his viewers will seek him out, most of them will probably stay put with Larry O'Donnell. ...

Bad <b>news</b>: Centrist group collapses after party is captured by <b>...</b>

In other “centrist Democrats imploding” news, Jane Harman announced today that she's quitting Congress, which almost certainly means she'll be replaced by someone more liberal, and Heath Shuler turned up on Scarborough's show to confirm ...

Yahoo Prepping Personalized Mobile <b>News</b> Platform

Yahoo is reportedly preparing to launch a new publishing platform next week which will deliver personalized news content to mobile devices. The content will come from users' social ...

surface encounters

Olbermann to become “chief <b>news</b> officer” of Al Gore&#39;s cable <b>...</b>

Becoming chief news officer of Current TV is hardly a good trade for the prime-time position at MSNBC, and while some of his viewers will seek him out, most of them will probably stay put with Larry O'Donnell. ...

Bad <b>news</b>: Centrist group collapses after party is captured by <b>...</b>

In other “centrist Democrats imploding” news, Jane Harman announced today that she's quitting Congress, which almost certainly means she'll be replaced by someone more liberal, and Heath Shuler turned up on Scarborough's show to confirm ...

Yahoo Prepping Personalized Mobile <b>News</b> Platform

Yahoo is reportedly preparing to launch a new publishing platform next week which will deliver personalized news content to mobile devices. The content will come from users' social ...

surface encounters

Olbermann to become “chief <b>news</b> officer” of Al Gore&#39;s cable <b>...</b>

Becoming chief news officer of Current TV is hardly a good trade for the prime-time position at MSNBC, and while some of his viewers will seek him out, most of them will probably stay put with Larry O'Donnell. ...

Bad <b>news</b>: Centrist group collapses after party is captured by <b>...</b>

In other “centrist Democrats imploding” news, Jane Harman announced today that she's quitting Congress, which almost certainly means she'll be replaced by someone more liberal, and Heath Shuler turned up on Scarborough's show to confirm ...

Yahoo Prepping Personalized Mobile <b>News</b> Platform

Yahoo is reportedly preparing to launch a new publishing platform next week which will deliver personalized news content to mobile devices. The content will come from users' social ...

surface encounters

Olbermann to become “chief <b>news</b> officer” of Al Gore&#39;s cable <b>...</b>

Becoming chief news officer of Current TV is hardly a good trade for the prime-time position at MSNBC, and while some of his viewers will seek him out, most of them will probably stay put with Larry O'Donnell. ...

Bad <b>news</b>: Centrist group collapses after party is captured by <b>...</b>

In other “centrist Democrats imploding” news, Jane Harman announced today that she's quitting Congress, which almost certainly means she'll be replaced by someone more liberal, and Heath Shuler turned up on Scarborough's show to confirm ...

Yahoo Prepping Personalized Mobile <b>News</b> Platform

Yahoo is reportedly preparing to launch a new publishing platform next week which will deliver personalized news content to mobile devices. The content will come from users' social ...

Making Money Software

Remember Righthaven? That's the company with the business model of suing bloggers over copyright that ignited one of the more recent fair use controversy debates. A report last month from Fortune about the company asked questions like: "Could clicking a Like button lead to a lawsuit?" and "Are the days of posting stories to Facebook, emailing articles to friends, or printing out pieces numbered?" and suggested that social media could be "maimed". For further context read our previous coverage here and here. 



Are you concerned with how others use your own content? Let us know. 



While we even found that to be a bit sensational at the time, words from Copyright Clearance Center Vice President, General Counsel and Secretary Frederic Haber seem to confirm that. He shared some commentary on the subject with WebProNews.



When asked whether he though social media sharing and emailing of articles was in jeopardy, his response was: "In jeopardy from copyright?  No, copyright helps make all of that possible. Without copyright, it's much less likely that either the software or the articles would have existed to be shared. Users have always shared materials that they read or experienced and wanted to bring to the notice of their friends and social circles, and copyright has never stopped that; on the other hand, going into the publishing business by distributing other people's creations to strangers with whom you have no connection rather than creating things yourself is another matter."



"Social media sharing between friends or within social circles shouldn't impede publishers' and creators' ability to profit from their content, and neither should wider sharing of focused selections where the person doing the sharing is actually saying something like 'look how great this is!' or 'can you believe that he said this?' Then the person doing the sharing is actually making a contribution to society, even if in only a small way, and that is exactly the kind of thing that fair use protects. Simply making a copy in order to save someone else from having to buy her own is something else."



The definition of fair use often seems a little blurry because of the gray areas (particularly online). When asked how fair use is defined for digital content, Haber said, "Fair use is a remarkable tool developed by federal judges over 170 years to balance the rights of copyright holders with the Constitutional injunction that copyright is intended 'to promote the progress of Science', which necessarily means that users must be able to use copyrighted works in some ways without being deemed infringers."



"In the Copyright Act of 1976, Congress finally enshrined fair use in statute, but did not define it because what is fair use and what is not vary so widely with circumstances," he continued. "Instead, Congress adopted and refined a test that judges had been developing over the years, directing a court to look at all the circumstances surrounding a use and make a judgment as to the appropriate way that a copyright holder's rights and a user's fair use privilege can best be balanced.  That's the famous 'four factor' test of Section 107 of the Copyright Act."



"A fair use, then, is defined for digital content exactly as it's defined for all other content. It's a use that benefits society generally but does not unreasonably interfere with a copyright holder's right to exploit and protect its creative output (a right which is itself intended to encourage the creation of more creative output for the ultimate benefit of society). The four factor test is technology-neutral, much as copyright itself is technology-neutral, because it is intended to address the needs and rights of people (and not technologies) in as balanced a fashion as possible."



"The question as to whether a use is a fair use is always whether the use goes beyond that which is reasonable in the circumstances (with the four factors as a guide to doing that analysis) or unreasonably interferes with a copyright holder's rights to, for example, earn the money through selling copies of her work that she needs to earn to make MORE copyrighted works for others to experience and share.  With that as the standard, social media sharing or emailing articles between friends shouldn't be at risk."



As for Righthaven's practices, Haber had the following to say: "Righthaven appears to be using the courts to test the fair use balance by responding to some users' use with an allegation that goes beyond that which is reasonable in the circumstances and interferes with the copyright holder's right to benefit from its own creative output. Here, the creator of content (the newspaper) is conveying its right to sue to another party - Righthaven - which appears to be more prepared to test the fair use claim (than a newspaper which would rather focus on its core business), but the issue should be the same. Copyright holders have long sought court protection against infringers, including those who allege fair use but are not in fact making fair use."



At last count, the number of Righthaven's lawsuits was up to 225, and they were also going after content providers that didn't even have sites. 



Do you agree with Righthaven's practices? Tell us what you think.

It doesn't seem possible that there'd be money to be made from lending e-books. But at least one woman figured out how to do it, and more little lending conglomerates seem to be on the way.

When on Dec. 30, Kindle decided to allow its customers to lend copies of purchased e-books (but only for 14 days, and only to one person), a 40-year-old Canadian woman named Catherine MacDonald had an idea that literally popped up in her dreams. She started the Kindle Lending Club. It started out as a Facebook site, where she'd match up people who wanted to lend a book to people who wanted to borrow. It quickly grew out of hand, so she looked for angel seed money.



Finding someone who was willing to invest $12,500, she launched a slick Web site and created a place where people can come and look for specific e-books, or offer to lend them. So far, she has lent more than 1,000 e-books among total strangers and it's all worked without a hitch.

But where does the money come in? If the lender finishes the book within the 14-day limit, no fees are assessed and everything is free. But if the borrowers discover that they can't finish within Amazon's 14-day lending window (and things do come up in life--someone gets sick, or a business trip comes up) lendees can offer a link to buy the e-book and lenders share a portion of the resulting revenue through Amazon's Affiliate Program. For anyone familiar with Amazon's affiliate program, it takes a lot to actually make any money, but if the business person is dogged about going about it, he or she can make some bucks out of the program. So the lendee gets an e-book at a good price, and everyone's happy.

However MacDonald in Canada is hardly the first person to come up with the idea of the Kindle Lending Club. She was merely one of the first. Now there are many on the Web and not just for Kindles either. There are nook lending clubs popping up too. Kindles and nooks don't mix, thanks to incompatible software.

Continued on the next page


benchcraft company scam

Econbrowser: The employment <b>news</b> is good (I think)

The employment news is good (I think). The Bureau of Labor Statistics reported yesterday that the unemployment rate has fallen from 9.8% in November to 9.0% in January, as big a two-month drop as we've seen in the last 50 years (hooray! ...

Mall Cop Hoax! ABC <b>News</b> Sends Actor Posing as Security Guard to <b>...</b>

Furthermore, in the wake of the hysterics from left-wing media watchdog groups over the ACORN and Planned Parenthood undercover stings, it's pretty incredible to see ABC News employ the same tactics without any criticism. ...

Pitchfork: LCD Soundsystem Announce Farewell NYC Show

Photo by Ruvan Wijesooriya; front page photo by Leigh Ann Hines LCD Soundsystem have announced that they will play their ...

benchcraft company portland or

Remember Righthaven? That's the company with the business model of suing bloggers over copyright that ignited one of the more recent fair use controversy debates. A report last month from Fortune about the company asked questions like: "Could clicking a Like button lead to a lawsuit?" and "Are the days of posting stories to Facebook, emailing articles to friends, or printing out pieces numbered?" and suggested that social media could be "maimed". For further context read our previous coverage here and here. 



Are you concerned with how others use your own content? Let us know. 



While we even found that to be a bit sensational at the time, words from Copyright Clearance Center Vice President, General Counsel and Secretary Frederic Haber seem to confirm that. He shared some commentary on the subject with WebProNews.



When asked whether he though social media sharing and emailing of articles was in jeopardy, his response was: "In jeopardy from copyright?  No, copyright helps make all of that possible. Without copyright, it's much less likely that either the software or the articles would have existed to be shared. Users have always shared materials that they read or experienced and wanted to bring to the notice of their friends and social circles, and copyright has never stopped that; on the other hand, going into the publishing business by distributing other people's creations to strangers with whom you have no connection rather than creating things yourself is another matter."



"Social media sharing between friends or within social circles shouldn't impede publishers' and creators' ability to profit from their content, and neither should wider sharing of focused selections where the person doing the sharing is actually saying something like 'look how great this is!' or 'can you believe that he said this?' Then the person doing the sharing is actually making a contribution to society, even if in only a small way, and that is exactly the kind of thing that fair use protects. Simply making a copy in order to save someone else from having to buy her own is something else."



The definition of fair use often seems a little blurry because of the gray areas (particularly online). When asked how fair use is defined for digital content, Haber said, "Fair use is a remarkable tool developed by federal judges over 170 years to balance the rights of copyright holders with the Constitutional injunction that copyright is intended 'to promote the progress of Science', which necessarily means that users must be able to use copyrighted works in some ways without being deemed infringers."



"In the Copyright Act of 1976, Congress finally enshrined fair use in statute, but did not define it because what is fair use and what is not vary so widely with circumstances," he continued. "Instead, Congress adopted and refined a test that judges had been developing over the years, directing a court to look at all the circumstances surrounding a use and make a judgment as to the appropriate way that a copyright holder's rights and a user's fair use privilege can best be balanced.  That's the famous 'four factor' test of Section 107 of the Copyright Act."



"A fair use, then, is defined for digital content exactly as it's defined for all other content. It's a use that benefits society generally but does not unreasonably interfere with a copyright holder's right to exploit and protect its creative output (a right which is itself intended to encourage the creation of more creative output for the ultimate benefit of society). The four factor test is technology-neutral, much as copyright itself is technology-neutral, because it is intended to address the needs and rights of people (and not technologies) in as balanced a fashion as possible."



"The question as to whether a use is a fair use is always whether the use goes beyond that which is reasonable in the circumstances (with the four factors as a guide to doing that analysis) or unreasonably interferes with a copyright holder's rights to, for example, earn the money through selling copies of her work that she needs to earn to make MORE copyrighted works for others to experience and share.  With that as the standard, social media sharing or emailing articles between friends shouldn't be at risk."



As for Righthaven's practices, Haber had the following to say: "Righthaven appears to be using the courts to test the fair use balance by responding to some users' use with an allegation that goes beyond that which is reasonable in the circumstances and interferes with the copyright holder's right to benefit from its own creative output. Here, the creator of content (the newspaper) is conveying its right to sue to another party - Righthaven - which appears to be more prepared to test the fair use claim (than a newspaper which would rather focus on its core business), but the issue should be the same. Copyright holders have long sought court protection against infringers, including those who allege fair use but are not in fact making fair use."



At last count, the number of Righthaven's lawsuits was up to 225, and they were also going after content providers that didn't even have sites. 



Do you agree with Righthaven's practices? Tell us what you think.

It doesn't seem possible that there'd be money to be made from lending e-books. But at least one woman figured out how to do it, and more little lending conglomerates seem to be on the way.

When on Dec. 30, Kindle decided to allow its customers to lend copies of purchased e-books (but only for 14 days, and only to one person), a 40-year-old Canadian woman named Catherine MacDonald had an idea that literally popped up in her dreams. She started the Kindle Lending Club. It started out as a Facebook site, where she'd match up people who wanted to lend a book to people who wanted to borrow. It quickly grew out of hand, so she looked for angel seed money.



Finding someone who was willing to invest $12,500, she launched a slick Web site and created a place where people can come and look for specific e-books, or offer to lend them. So far, she has lent more than 1,000 e-books among total strangers and it's all worked without a hitch.

But where does the money come in? If the lender finishes the book within the 14-day limit, no fees are assessed and everything is free. But if the borrowers discover that they can't finish within Amazon's 14-day lending window (and things do come up in life--someone gets sick, or a business trip comes up) lendees can offer a link to buy the e-book and lenders share a portion of the resulting revenue through Amazon's Affiliate Program. For anyone familiar with Amazon's affiliate program, it takes a lot to actually make any money, but if the business person is dogged about going about it, he or she can make some bucks out of the program. So the lendee gets an e-book at a good price, and everyone's happy.

However MacDonald in Canada is hardly the first person to come up with the idea of the Kindle Lending Club. She was merely one of the first. Now there are many on the Web and not just for Kindles either. There are nook lending clubs popping up too. Kindles and nooks don't mix, thanks to incompatible software.

Continued on the next page


benchcraft company scam

Econbrowser: The employment <b>news</b> is good (I think)

The employment news is good (I think). The Bureau of Labor Statistics reported yesterday that the unemployment rate has fallen from 9.8% in November to 9.0% in January, as big a two-month drop as we've seen in the last 50 years (hooray! ...

Mall Cop Hoax! ABC <b>News</b> Sends Actor Posing as Security Guard to <b>...</b>

Furthermore, in the wake of the hysterics from left-wing media watchdog groups over the ACORN and Planned Parenthood undercover stings, it's pretty incredible to see ABC News employ the same tactics without any criticism. ...

Pitchfork: LCD Soundsystem Announce Farewell NYC Show

Photo by Ruvan Wijesooriya; front page photo by Leigh Ann Hines LCD Soundsystem have announced that they will play their ...

benchcraft company portland or
[reefeed]
bench craft company reviews

benchcraft company scam

Econbrowser: The employment <b>news</b> is good (I think)

The employment news is good (I think). The Bureau of Labor Statistics reported yesterday that the unemployment rate has fallen from 9.8% in November to 9.0% in January, as big a two-month drop as we've seen in the last 50 years (hooray! ...

Mall Cop Hoax! ABC <b>News</b> Sends Actor Posing as Security Guard to <b>...</b>

Furthermore, in the wake of the hysterics from left-wing media watchdog groups over the ACORN and Planned Parenthood undercover stings, it's pretty incredible to see ABC News employ the same tactics without any criticism. ...

Pitchfork: LCD Soundsystem Announce Farewell NYC Show

Photo by Ruvan Wijesooriya; front page photo by Leigh Ann Hines LCD Soundsystem have announced that they will play their ...

bench craft company reviews

Remember Righthaven? That's the company with the business model of suing bloggers over copyright that ignited one of the more recent fair use controversy debates. A report last month from Fortune about the company asked questions like: "Could clicking a Like button lead to a lawsuit?" and "Are the days of posting stories to Facebook, emailing articles to friends, or printing out pieces numbered?" and suggested that social media could be "maimed". For further context read our previous coverage here and here. 



Are you concerned with how others use your own content? Let us know. 



While we even found that to be a bit sensational at the time, words from Copyright Clearance Center Vice President, General Counsel and Secretary Frederic Haber seem to confirm that. He shared some commentary on the subject with WebProNews.



When asked whether he though social media sharing and emailing of articles was in jeopardy, his response was: "In jeopardy from copyright?  No, copyright helps make all of that possible. Without copyright, it's much less likely that either the software or the articles would have existed to be shared. Users have always shared materials that they read or experienced and wanted to bring to the notice of their friends and social circles, and copyright has never stopped that; on the other hand, going into the publishing business by distributing other people's creations to strangers with whom you have no connection rather than creating things yourself is another matter."



"Social media sharing between friends or within social circles shouldn't impede publishers' and creators' ability to profit from their content, and neither should wider sharing of focused selections where the person doing the sharing is actually saying something like 'look how great this is!' or 'can you believe that he said this?' Then the person doing the sharing is actually making a contribution to society, even if in only a small way, and that is exactly the kind of thing that fair use protects. Simply making a copy in order to save someone else from having to buy her own is something else."



The definition of fair use often seems a little blurry because of the gray areas (particularly online). When asked how fair use is defined for digital content, Haber said, "Fair use is a remarkable tool developed by federal judges over 170 years to balance the rights of copyright holders with the Constitutional injunction that copyright is intended 'to promote the progress of Science', which necessarily means that users must be able to use copyrighted works in some ways without being deemed infringers."



"In the Copyright Act of 1976, Congress finally enshrined fair use in statute, but did not define it because what is fair use and what is not vary so widely with circumstances," he continued. "Instead, Congress adopted and refined a test that judges had been developing over the years, directing a court to look at all the circumstances surrounding a use and make a judgment as to the appropriate way that a copyright holder's rights and a user's fair use privilege can best be balanced.  That's the famous 'four factor' test of Section 107 of the Copyright Act."



"A fair use, then, is defined for digital content exactly as it's defined for all other content. It's a use that benefits society generally but does not unreasonably interfere with a copyright holder's right to exploit and protect its creative output (a right which is itself intended to encourage the creation of more creative output for the ultimate benefit of society). The four factor test is technology-neutral, much as copyright itself is technology-neutral, because it is intended to address the needs and rights of people (and not technologies) in as balanced a fashion as possible."



"The question as to whether a use is a fair use is always whether the use goes beyond that which is reasonable in the circumstances (with the four factors as a guide to doing that analysis) or unreasonably interferes with a copyright holder's rights to, for example, earn the money through selling copies of her work that she needs to earn to make MORE copyrighted works for others to experience and share.  With that as the standard, social media sharing or emailing articles between friends shouldn't be at risk."



As for Righthaven's practices, Haber had the following to say: "Righthaven appears to be using the courts to test the fair use balance by responding to some users' use with an allegation that goes beyond that which is reasonable in the circumstances and interferes with the copyright holder's right to benefit from its own creative output. Here, the creator of content (the newspaper) is conveying its right to sue to another party - Righthaven - which appears to be more prepared to test the fair use claim (than a newspaper which would rather focus on its core business), but the issue should be the same. Copyright holders have long sought court protection against infringers, including those who allege fair use but are not in fact making fair use."



At last count, the number of Righthaven's lawsuits was up to 225, and they were also going after content providers that didn't even have sites. 



Do you agree with Righthaven's practices? Tell us what you think.

It doesn't seem possible that there'd be money to be made from lending e-books. But at least one woman figured out how to do it, and more little lending conglomerates seem to be on the way.

When on Dec. 30, Kindle decided to allow its customers to lend copies of purchased e-books (but only for 14 days, and only to one person), a 40-year-old Canadian woman named Catherine MacDonald had an idea that literally popped up in her dreams. She started the Kindle Lending Club. It started out as a Facebook site, where she'd match up people who wanted to lend a book to people who wanted to borrow. It quickly grew out of hand, so she looked for angel seed money.



Finding someone who was willing to invest $12,500, she launched a slick Web site and created a place where people can come and look for specific e-books, or offer to lend them. So far, she has lent more than 1,000 e-books among total strangers and it's all worked without a hitch.

But where does the money come in? If the lender finishes the book within the 14-day limit, no fees are assessed and everything is free. But if the borrowers discover that they can't finish within Amazon's 14-day lending window (and things do come up in life--someone gets sick, or a business trip comes up) lendees can offer a link to buy the e-book and lenders share a portion of the resulting revenue through Amazon's Affiliate Program. For anyone familiar with Amazon's affiliate program, it takes a lot to actually make any money, but if the business person is dogged about going about it, he or she can make some bucks out of the program. So the lendee gets an e-book at a good price, and everyone's happy.

However MacDonald in Canada is hardly the first person to come up with the idea of the Kindle Lending Club. She was merely one of the first. Now there are many on the Web and not just for Kindles either. There are nook lending clubs popping up too. Kindles and nooks don't mix, thanks to incompatible software.

Continued on the next page


benchcraft company portland or

bench craft company reviews

Econbrowser: The employment <b>news</b> is good (I think)

The employment news is good (I think). The Bureau of Labor Statistics reported yesterday that the unemployment rate has fallen from 9.8% in November to 9.0% in January, as big a two-month drop as we've seen in the last 50 years (hooray! ...

Mall Cop Hoax! ABC <b>News</b> Sends Actor Posing as Security Guard to <b>...</b>

Furthermore, in the wake of the hysterics from left-wing media watchdog groups over the ACORN and Planned Parenthood undercover stings, it's pretty incredible to see ABC News employ the same tactics without any criticism. ...

Pitchfork: LCD Soundsystem Announce Farewell NYC Show

Photo by Ruvan Wijesooriya; front page photo by Leigh Ann Hines LCD Soundsystem have announced that they will play their ...

benchcraft company scam

benchcraft company portland or

Econbrowser: The employment <b>news</b> is good (I think)

The employment news is good (I think). The Bureau of Labor Statistics reported yesterday that the unemployment rate has fallen from 9.8% in November to 9.0% in January, as big a two-month drop as we've seen in the last 50 years (hooray! ...

Mall Cop Hoax! ABC <b>News</b> Sends Actor Posing as Security Guard to <b>...</b>

Furthermore, in the wake of the hysterics from left-wing media watchdog groups over the ACORN and Planned Parenthood undercover stings, it's pretty incredible to see ABC News employ the same tactics without any criticism. ...

Pitchfork: LCD Soundsystem Announce Farewell NYC Show

Photo by Ruvan Wijesooriya; front page photo by Leigh Ann Hines LCD Soundsystem have announced that they will play their ...

benchcraft company portland or

Econbrowser: The employment <b>news</b> is good (I think)

The employment news is good (I think). The Bureau of Labor Statistics reported yesterday that the unemployment rate has fallen from 9.8% in November to 9.0% in January, as big a two-month drop as we've seen in the last 50 years (hooray! ...

Mall Cop Hoax! ABC <b>News</b> Sends Actor Posing as Security Guard to <b>...</b>

Furthermore, in the wake of the hysterics from left-wing media watchdog groups over the ACORN and Planned Parenthood undercover stings, it's pretty incredible to see ABC News employ the same tactics without any criticism. ...

Pitchfork: LCD Soundsystem Announce Farewell NYC Show

Photo by Ruvan Wijesooriya; front page photo by Leigh Ann Hines LCD Soundsystem have announced that they will play their ...

bench craft company reviews

Econbrowser: The employment <b>news</b> is good (I think)

The employment news is good (I think). The Bureau of Labor Statistics reported yesterday that the unemployment rate has fallen from 9.8% in November to 9.0% in January, as big a two-month drop as we've seen in the last 50 years (hooray! ...

Mall Cop Hoax! ABC <b>News</b> Sends Actor Posing as Security Guard to <b>...</b>

Furthermore, in the wake of the hysterics from left-wing media watchdog groups over the ACORN and Planned Parenthood undercover stings, it's pretty incredible to see ABC News employ the same tactics without any criticism. ...

Pitchfork: LCD Soundsystem Announce Farewell NYC Show

Photo by Ruvan Wijesooriya; front page photo by Leigh Ann Hines LCD Soundsystem have announced that they will play their ...

how to lose weight fast benchcraft company portland or
benchcraft company portland or

benchcraft company scam
bench craft company reviews

Econbrowser: The employment <b>news</b> is good (I think)

The employment news is good (I think). The Bureau of Labor Statistics reported yesterday that the unemployment rate has fallen from 9.8% in November to 9.0% in January, as big a two-month drop as we've seen in the last 50 years (hooray! ...

Mall Cop Hoax! ABC <b>News</b> Sends Actor Posing as Security Guard to <b>...</b>

Furthermore, in the wake of the hysterics from left-wing media watchdog groups over the ACORN and Planned Parenthood undercover stings, it's pretty incredible to see ABC News employ the same tactics without any criticism. ...

Pitchfork: LCD Soundsystem Announce Farewell NYC Show

Photo by Ruvan Wijesooriya; front page photo by Leigh Ann Hines LCD Soundsystem have announced that they will play their ...

bench craft company reviews



If you are planning creating profit with articles, the the best thing about it is that you do not really need previous qualification or related experience and still you can learn the job as you go. That being said, there are some skills that you will need to teach yourself or pick up along the way to make your sites successful. You can not go in blindfolded, not learning anything, and still expect to make a profit (or any income at all).

Making money with articles can be fairly easy for anyone. If you are a quick learner and great reader, then you can learn everything you need to know right from the Internet without any previous training needed. This is probably the best fact about niche website Internet marketing.

You will have to get to know how to choose and research keywords that can help you get a good amount of traffic, and is not too competitive to get on the first or second page. The problem with choosing highly competitive keywords which are targeted by GURUS and SEO experts, mammoth websites, you do not have a chance to get up to the first two pages you are aiming for.

To achieve good rankings is essential essential in receiving free traffic to your site so that they will be able to click on your promotion links. If you cannot even gain targeted visitors, then will not be able to realize revenue. To set up the search engine optimization of your site so that you will eventually be high enough in the results to get customers, should be priority one.

A keyword is a phrase of word that you have to place d in your article multiple times, not only once or twice in order to get it recognized as a keyword. When a spider finds that you have placed a word several times in your article, it will think that your page can be useful to users who are searching for that particular keyword.

The best way to find keywords for your niche subject is to use a keyword research program and type in the word that is the subject of your niche. The software will a list of keywords or phrases that that will include what your niche is bring up the most popular searches of your niche and will also show you an approximate number how many searches does the keyword get a day. A couple of keyword tools can also tell you how many sites are out there to compete with for each word or phrase (this will help you know if those sites are worth competing with for the number of searches ). You have to decide which keywords can be most profitable, selecting which have the less advertisers as competitors, therefore you have a chance of ranking to the first but at least second page of search engine results, but that also gets a gets searched enough by people looking for that phrase monthly. By now you found the keywords or phrases on which you will write the pages of your niche site on. Good luck and see you with more resources on article marketing and keywords.


big seminar 14

Econbrowser: The employment <b>news</b> is good (I think)

The employment news is good (I think). The Bureau of Labor Statistics reported yesterday that the unemployment rate has fallen from 9.8% in November to 9.0% in January, as big a two-month drop as we've seen in the last 50 years (hooray! ...

Mall Cop Hoax! ABC <b>News</b> Sends Actor Posing as Security Guard to <b>...</b>

Furthermore, in the wake of the hysterics from left-wing media watchdog groups over the ACORN and Planned Parenthood undercover stings, it's pretty incredible to see ABC News employ the same tactics without any criticism. ...

Pitchfork: LCD Soundsystem Announce Farewell NYC Show

Photo by Ruvan Wijesooriya; front page photo by Leigh Ann Hines LCD Soundsystem have announced that they will play their ...

big seminar 14

Econbrowser: The employment <b>news</b> is good (I think)

The employment news is good (I think). The Bureau of Labor Statistics reported yesterday that the unemployment rate has fallen from 9.8% in November to 9.0% in January, as big a two-month drop as we've seen in the last 50 years (hooray! ...

Mall Cop Hoax! ABC <b>News</b> Sends Actor Posing as Security Guard to <b>...</b>

Furthermore, in the wake of the hysterics from left-wing media watchdog groups over the ACORN and Planned Parenthood undercover stings, it's pretty incredible to see ABC News employ the same tactics without any criticism. ...

Pitchfork: LCD Soundsystem Announce Farewell NYC Show

Photo by Ruvan Wijesooriya; front page photo by Leigh Ann Hines LCD Soundsystem have announced that they will play their ...

big seminar 14